What is a code or by-law upgrade?
A code or by-law upgrade is an upgrade that is made when your commercial property’s pre-loss condition no longer meets legal building codes. Your insurance company may recognize code upgrades in the estimation process. Any questions regarding code upgrades should be directed to your Insurance Adjuster.
What would be considered non-insured work?
Any construction project unrelated to your loss is considered non-insured work. At your request, we will provide a separate estimate for non-insured construction projects, and this work will require separate authorization and payment terms. If the non-insured work will delay the completion of an insured portion, then the situation must first be discussed with your Insurance Adjuster and the ServiceMaster Restore Project Manager.
Flood Preparedness. Are you ready?
One of the most frequent and costly natural hazards in Canada is overland flooding. If you aren’t aware of the term, it is when water flows overland and seeps into buildings through windows, doors and cracks. Floods have affected hundr